Privacy Policy
How we handle your information.
Last updated
This Privacy Policy explains how Credit Habit Academy (“we,” “us,” or “our”) collects, uses, and protects information when you visit our website or use our services.
Note: This policy is a starting template and should be reviewed by a qualified attorney before publication, especially regarding state-specific laws like the California Consumer Privacy Act (CCPA) and any applicable laws in states where customers reside.
What we collect
- — Contact information you submit through our forms: first name, last name, email address, and phone number.
- — Booking and payment information processed by Stripe (payments) and Calendly (scheduling). We do not store card numbers.
- — Session information shared verbally or via screen-share during your session, including credit report data viewed with your permission.
- — Anonymous analytics: pages viewed, time on page, general location. No third-party ad trackers.
How we use it
- — To respond to your inquiries and schedule sessions
- — To process payment and send receipts
- — To conduct your session
- — To improve the site and the service
We do not sell your personal information. We do not share it with third parties for their marketing.
Service providers we use
- — Stripe for payment processing
- — Calendly for session scheduling
- — FormSubmit (or equivalent) for contact form submissions
- — Plausible / Google for anonymized analytics
Sensitive credit information
During your session, you may share credit report information with us for educational purposes. This information is:
- — Accessed only with your express, current consent (soft pull)
- — Used solely to provide the education you paid for
- — Not stored beyond the session
- — Never sold, shared with marketers, or used for any non-session purpose
Your rights
You have the right to:
- — Request a copy of the personal information we hold about you
- — Request that we correct inaccurate information
- — Request that we delete your information (subject to legal record-keeping)
- — Opt out of any marketing communications at any time
To exercise any of these rights, contact us at Isaac@credithabitacademy.com.
Cookies
The site uses minimal cookies — essential cookies for site functionality and anonymized analytics cookies. We do not use advertising or cross-site tracking cookies. You can disable cookies in your browser settings, though some site features may not work correctly without them.
Children
This service is for adults aged 18 and older. We do not knowingly collect information from anyone under 18.
Changes to this policy
We may update this policy from time to time. The “Last updated” date at the top reflects the most recent revision. Significant changes will be communicated through the site or by email.
Contact
Questions about this policy? Reach out at Isaac@credithabitacademy.com.